1 thought on “Bank purchase process”

  1. The specific process of buying gold bars in the bank:
    . Investors can go to the bank outlets, consult the customer manager or the gold products displayed at the counter, and select the products to be bought enough.
    . Investors fill in the purchase voucher, the bank query the gold price, and submit the system to purchase.
    . Investors and banks handle the money settlement, and the bank register for gold products.
    . After the settlement is completed, the bank delivered gold products, invoices and related certificates to investors.
    [Extended information]
    Gold bar is a kind of physical gold investment. The investment varieties in the gold market are mainly divided into physical gold investment and gold investment derivatives, derivatives that are derived from the physical golden basis. There are mainly gold futures, gold options, and so on.
    The main way of personal investment in my country's personal investment is to invest in gold bars. There are two types of gold bars, namely ordinary gold bars and commemorative gold bars.
    The price of ordinary gold bars is different from the prices of commemorative gold bars. The issue price of the commemorative gold bars is priced in accordance with the pricing method of gold jewelry. Generally, its issuance price = cost 10%VAT 5%consumption tax profit. The price of ordinary investment gold bars is to add a certain processing and circulation fee on the basis of gold spot prices. Therefore, commemorative gold bars are higher than the price of ordinary investment gold bars. For example, the price of Gauoscore's gold bars is based on the daily quotation of the London precious metal market in the international largest gold spot market. For the price of the Shanghai Gold Exchange, the processing and circulation fee of 109 yuan per ounce (3.5 yuan/gram of 3.5 yuan/gram ), Return 62 yuan (2 yuan/gram) per ounce at the time of repurchase.
    Investment channels:
    . In -site transactions, such as membership transactions of Shanghai Gold Exchange, namely gold production enterprises, gold jewelry companies, gold brokers, gold agents, commercial banks and institutional investors.
    . Overseas transactions are mainly small and medium -sized enterprises and individual investors in gold bar transactions conducted by commercial banks, gold banks, jewelry banks, and gold and silver jewelry stores. At present, my country's personal gold investors are mainly trading outside the field. It is best to choose a gold bar with a guarantee and a large price difference. For example, the Gauthier gold bars that China Merchants Bank agent traded, and its sale quotes on the afternoon of September 23 were 121.49 yuan/gram and 120.99 yuan/gram. The difference between buying and selling is 0.5 yuan, and the difference between the processing fee at the time of buying and selling costs 1.5 yuan per gram.
    . The bank's investment in gold bars. The current investment of banks sold by banks mainly include independent brand gold bars and agent sales gold bars. In terms of independent brand gold bars, there are ICBC's "Ruyi Gold", the "Treasure of the Indian" of the Agricultural Bank of China, the "CCB Gold" of CCB and the "Dragon and Phoenix Gold" of the Bank of China. These products are characterized by high costs, so they are not conducive to short -term hype, suitable for medium and long -term investment.

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